FREQUENTLY ASKED QUESTIONS
Why have a Funeral?
You can have a full funeral service even for those choosing cremation. Planning a personalized ceremony or service will help begin the healing process. Overcoming the pain is never easy, but a meaningful funeral or tribute will help.
What does a Funeral Director do?
- Pick up the deceased and transport the body to the funeral home (anytime day or night)
- Notify proper authorities, family and/or relatives
- Arrange and prepare death certificates
- Provide certified copies of death certificates for insurance and benefit processing
- Work with the insurance agent, Social Security or Veterans Administration to ensure that necessary paperwork is filed for receipt of benefits
- Prepare and submit obituary to the newspapers of your choice
- Bathe and embalm the deceased body, if necessary
- Prepare the body for viewing including dressing and cosmetizing
- Assist the family with funeral arrangements and purchase of casket, urn, burial vault and cemetery plot
- Schedule the opening and closing of the grave with cemetery personnel, if a burial is to be performed
- Coordinate with clergy if a funeral or memorial service is to be held
- Arrange a police escort and transportation to the funeral and/or cemetery for the family
- Order funeral sprays and other flower arrangements as the family wishes
- Provide Aftercare, or grief assistance, to the bereaved
What do I do when a death occurs?
The funeral home will help coordinate arrangements with the cemetery.
- Bring the following information to complete the State vital statistic requirements:
- Birth Date
- Father’s Name
- Mother’s Name
- Social Security Number
- Veteran’s Discharge or Claim Number
- Marital Status
- Contact your clergy. Decide on time and place of funeral or memorial service. This can be done at the funeral home.
- The funeral home will assist you in determining the number of copies of the death certificates you will be needing and can order them for you.
- Make a list of immediate family, close friends and employer or business colleagues. Notify each by phone.
- Decide on appropriate memorial to which gifts may be made (church, hospice, library, charity or school).
- Gather obituary information you want to include such as age, place of birth, cause of death, occupation, college degrees, memberships held, military service , outstanding work, list of survivors in immediate family. Include time and place of services. The funeral home will normally write article and submit to newspapers (newspaper will accept picture and they will be returned intact).
- Arrange for members of family or close friends to take turns answering door or phone, keeping careful record of calls. If Social Security checks are automatic deposit, notify the bank of the death.
When I call, will someone come right away?
Should I choose Burial or Cremation?
A funeral service followed by cremation need not be any different from a funeral service followed by a burial. Usually, cremated remains are placed in urn before being committed to a final resting place. The urn may be buried, placed in an indoor or outdoor mausoleum or columbarium, or interred in a special urn garden that many cemeteries provide for cremated remains. The remains may also be scattered, according to state law.
Why have a public viewing?
What is the purpose of embalming?
Does a dead body have to be embalmed, according to law?
Why are funerals so expensive?
Additionally, the cost of a funeral includes not only merchandise, like caskets, but the services of a funeral director in making arrangements; filing appropriate forms; dealing with doctors, ministers, florists, newspapers and others; and seeing to all the necessary details. Funeral directors look upon their profession as a service, but it is also a business. Like any business, funeral homes must make a profit to exist.
Do I have to make different funeral arrangements if I choose cremation?
What can be done with the cremated remains?
Today, there are many different types of memorial options from which to choose. Memorialization is a time-honored tradition that has been practiced for centuries. A memorial serves as a tribute to a life lived and provides a focal point for remembrance, as well as a record for future generations. The type of memorial you choose is a personal decision.
What is memorialization for a cremation?
Can we scatter the cremated remains?
If I am cremated, can I be buried with my spouse even if he or she was in a casket?
What do I need to know about income tax when I lose a spouse?
Is there financial help if I need it?
There are a number of options available, including:
- Determine if the deceased person qualifies for any entitlements. Check with the Social Security Administration, the Department of Veterans Affairs, and with your State Fund. Many people are entitled to get financial assistance with their funeral costs from these agencies if they qualify.
- Review all insurance policies the deceased person has, including life insurance. Some life insurance policies have coverage clauses for funeral related costs.
- Find local charities providing financial help for funeral expenses. Search for non profit organizations and for churches in your area.
- Talk to your funeral director about cremation options – these can be much less expensive depending on your choices.